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HRS §446-3

Who is not a debt adjuster

This section lists people and groups that are not considered debt adjusters under Hawaii law. It covers lawyers, certain employees, people acting under court or legal authority, and some nonprofits. If you fit one of these categories, the debt adjuster rules do not apply to you.

everyone

The statute, as written — Persons not affected

The following persons are not debt adjusters for the purposes of this chapter: (1) An attorney licensed to practice law in this State, including the Legal Aid Society of Hawaii; (2) A person who is a regular full-time employee of a debtor and who acts as an adjuster of the person's employer's debt; (3) A person acting pursuant to any order or judgment of court or pursuant to authority conferred by any law of this State or of the United States; (4) A nonprofit or charitable corporation or association who acts as an adjuster of a debtor's debts, even though the nonprofit corporation or association may charge and collect nominal sums as reimbursement for expenses in connection with such services.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.