← Back to search

HRS §454M-2.5

Foreclosure actions by unlicensed servicers are void

If a person who is not exempt from licensing does mortgage servicing work without a license, any action they take in a foreclosure under chapter 667 is treated as if it never happened. This makes those actions legally invalid.

borrowerscourtsmortgage lenders

The statute, as written — - 2.5] Unlicensed foreclosure actions voided

Any action taken in connection with a mortgage foreclosure under chapter 667 by a nonexempt person who engages in the business of mortgage servicing without a license as provided in this chapter shall be void for purposes of chapter 667.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.