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HRS §468M-11

Fraud rules for activity desks with trust accounts

If an activity desk breaks laws about client trust accounts or the required bond or letter of credit, that is treated as evidence of fraud. This fraud debt cannot be wiped out in bankruptcy, so the activity desk still owes the consumer or activity provider.

businesses

The statute, as written — Violations; fraud

Any violations by an activity desk of any law relating to client trust accounts or the bond or letter of credit pursuant to section 468M-10 shall constitute a prima facie showing of fraud on the part of the activity desk and may not be dischargeable as a debt to a consumer or an activity provider in any bankruptcy proceeding.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

Sections this one refers to

§468M-10 Bond or letter of credit instead of a client trust account for activity desks

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.