HRS §476-14
When a creditor can speed up your payments
Read the official text at capitol.hawaii.gov ↗This section says that a credit sale contract cannot let the creditor make you pay the full balance early unless you have actually defaulted. The creditor must have a good reason, not just decide on a whim. If the contract allows arbitrary acceleration, that part is not enforceable.
borrowerscreditors
The statute, as written — Acceleration of time payments
A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.
No provision in a credit sale contract by which, in the absence of the buyer's default, the holder may, arbitrarily and without reasonable cause, accelerate the maturity of any part or all of the payments shall be enforceable.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.