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HRS §476-16

Buyers cannot give up their rights in credit contracts

This section says that a credit sale contract cannot make a buyer give up their legal rights. If a seller or collector does something illegal while collecting payments or repossessing goods, the buyer can still take action. Any contract clause that tries to take away those rights is not valid.

buyerscreditorsdebtors

The statute, as written — Waiver of illegal act; collection

No provision in a credit sale contract by which the buyer waives any of the requirements of this chapter or any right of action against the seller or holder of the contract, or other person acting on the seller's or holder's behalf, for any illegal act committed in the collection of payments under the contract or in the repossession of the goods shall be enforceable.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.