HRS §477E-6
When state credit rules conflict with federal law
Read the official text at capitol.hawaii.gov ↗This section says that creditors do not have to follow state credit discrimination rules if those rules directly conflict with federal laws. But if the state rule gives more protection to a credit applicant, it is not considered conflicting and must be followed.
borrowerscreditors
The statute, as written — Inconsistency with federal laws
A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.
No creditor shall be required to comply with any provisions of this chapter that are directly inconsistent with federal laws relating to discrimination in the advancement of credit. A provision of this chapter is not directly inconsistent with federal laws if it provides greater protection to an applicant.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.