HRS §478-6
Penalty for charging too much interest
This law says that charging interest or finance charges above the legal limit is usury. A person who does this can be fined up to $250, imprisoned for up to one year, or both, unless a bigger penalty is allowed by law.
creditors
The statute, as written — Usury; penalty
Any person who directly or indirectly receives any interest or finance charge at a rate greater than that permitted by law or who, by any method or device whatsoever, receives or arranges for the receipt of interest or finance charge at a greater rate than that permitted by law on any credit transaction shall be guilty of usury and shall be fined not more than $250, unless a greater amount is allowed by law, or imprisoned not more than one year, or both.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.