HRS §480F-3
Maximum fees check cashers can charge
Read the official text at capitol.hawaii.gov ↗This law sets the most a check casher can charge you for cashing a check. The fee depends on the type of check and can be a percentage or a flat amount, whichever is higher. It also limits fees for setting up an account or getting an ID card.
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The statute, as written — Authorized fees §480F-3 Authorized fees
A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.
No check casher shall charge fees in excess of the following amounts: (1) Five per cent of the face amount of the check or $5, whichever is greater; (2) Three per cent of the face amount of the check or $5, whichever is greater, if the check is the payment of any kind of state public assistance or federal social security benefit payable to the bearer of the check; (3) Ten per cent of the face amount of a personal check or money order, or $5, whichever is greater; or (4) No more than $10 to set up an initial account and issue an optional membership or identification card, and no more than $5 for a replacement optional identification card.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.