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HRS §480F-3

Maximum fees check cashers can charge

This law sets the most a check casher can charge you for cashing a check. The fee depends on the type of check and can be a percentage or a flat amount, whichever is higher. It also limits fees for setting up an account or getting an ID card.

everyone

The statute, as written — Authorized fees §480F-3 Authorized fees

No check casher shall charge fees in excess of the following amounts: (1) Five per cent of the face amount of the check or $5, whichever is greater; (2) Three per cent of the face amount of the check or $5, whichever is greater, if the check is the payment of any kind of state public assistance or federal social security benefit payable to the bearer of the check; (3) Ten per cent of the face amount of a personal check or money order, or $5, whichever is greater; or (4) No more than $10 to set up an initial account and issue an optional membership or identification card, and no more than $5 for a replacement optional identification card.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.