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HRS §480F-5

Who is exempt from this law

This section lists who does not have to follow this chapter. It does not apply to certain stores that cash checks for a small fee, or to banks and similar financial institutions. If you are one of these, the law's rules do not cover you.

businesses

The statute, as written — Exemptions [§480F-5] Exemptions

This chapter shall not apply to: (1) Any person who is principally engaged in the bona fide retail sale of goods or services, and who, either as incident to or independent of the retail sale or service, from time to time cashes items for a fee or other consideration, where not more than $2, or two per cent of the amount of the check, whichever is greater, is charged for the service; or (2) Any person authorized to engage in business as a bank, trust company, savings bank, savings and loan association, financial services loan company, or credit union under the laws of the United States, any state or territory of the United States, or the District of Columbia.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.