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HRS §481B-16

State enforcement of federal military lending protections

This section lets the state consumer affairs director enforce a federal law that protects military members from unfair lending. It also allows the director to work with the Federal Trade Commission to share information for enforcement. No new state rules are created here.

borrowersstate agencies

The statute, as written — Protection of military; lending practices

(a) The director of commerce and consumer affairs may enforce title 10 United States Code section 987, (section 670 of the John Warner National Defense Authorization Act for Fiscal Year 2007, Public Law No. 109-364), and federal regulations promulgated thereunder, including but not limited to title 32 Code of Federal Regulations part 232. (b) The director of commerce and consumer affairs may enter into an agreement with the United States Federal Trade Commission to allow the director to access the Military Sentinel Network maintained by the Federal Trade Commission for the purpose of enforcing subsection (a).
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.