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HRS §489D-18

Record keeping for money transmitters

This section says licensed money transmitters must keep certain business records for three years and show them to the state commissioner when asked. Records can be kept electronically or outside Hawaii, but must be available within seven business days of a written request.

businesses

The statute, as written — Maintenance of records

(a) Each licensee shall make, keep, preserve, and make available for inspection by the commissioner the following books, accounts, and other records for a period of three years: (1) A record or records of each payment instrument; (2) A general ledger containing all assets, liability, capital, income, and expense accounts that shall be posted at least monthly; (3) Bank statements and bank reconciliation records; (4) Records of all outstanding money transmission obligations; (5) Records of each payment instrument paid within the three-year period; (6) A list of the names and addresses of all of the licensee's authorized delegates; and (7) Any other records the commissioner reasonably requires by rule adopted pursuant to chapter 91. (b) Maintenance of documents in a photographic, electronic, or other similar form shall comply with this section. (c) Records may be maintained at a location outside the State; provided that these records are made accessible to the commissioner within seven business days of receipt of a written notice issued by the commissioner.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.