HRS §489P-2
What key terms mean in this law
This section defines important words used in the law, like credit reporting agencies, credit reports, and security freezes. It explains who counts as a credit reporting agency and what a security freeze is. This helps you understand the rest of the law.
everyone
The statute, as written — Definitions
When used in this chapter, unless the context otherwise requires: "Consumer credit reporting agency" or "consumer reporting agency" means any person who, for monetary fees or dues or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of furnishing credit reports to third parties, but does not include any governmental agency whose records are maintained primarily for law enforcement or licensing purposes. "Credit report" means any written, oral, or other communication of any credit information by a consumer reporting agency, as defined in the federal Fair Credit Reporting Act, which operates or maintains a database of consumer credit information bearing on a consumer's credit worthiness, credit standing, or credit capacity. "Security freeze" means a notice placed in a credit report at the request of the consumer or the protected consumer's representative.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.