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HRS §490:13-304

Old actions still count until the adjustment date

This section says that actions taken before the new law took effect can still count for perfecting or enforcing a security interest, as long as they would have worked under the old rules. But if the interest is not perfected under the new rules by the adjustment date, it becomes unperfected. Filing a financing statement before the effective date also counts for perfection on that date if it meets the new requirements.

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The statute, as written — Effectiveness of actions taken before the effective date

(a) If action, other than the filing of a financing statement, is taken before the effective date of this article and the action would have resulted in perfection of the security interest had the security interest become enforceable before the effective date of this article, the action shall be effective to perfect a security interest that attaches under this article before the adjustment date. An attached security interest shall become unperfected on the adjustment date unless the security interest becomes a perfected security interest under this article before the adjustment date. (b) The filing of a financing statement before the effective date of this article shall be effective to perfect a security interest on the effective date of this article to the extent that the filing would satisfy the requirements for perfection under this article. (c) The taking of an action before the effective date of this article shall be sufficient for the enforceability of a security interest on the effective date of this article if the action would satisfy the requirements for enforceability under this article.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.