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HRS §490:3-201

Negotiation

This section defines 'negotiation' as transferring possession of a payment instrument (like a check) to someone who becomes its holder. If the instrument names a specific person, you must also sign it. If it is payable to bearer, just handing it over is enough.

everyone

The statute, as written — Negotiation

(a) "Negotiation" means a transfer of possession, whether voluntary or involuntary, of an instrument by a person other than the issuer to a person who thereby becomes its holder. (b) Except for negotiation by a remitter, if an instrument is payable to an identified person, negotiation requires transfer of possession of the instrument and its indorsement by the holder. If an instrument is payable to bearer, it may be negotiated by transfer of possession alone.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.