HRS §490:4-110
What electronic presentment means and how it works
This section explains electronic presentment, where a check or other item is sent as an image or description instead of the paper itself. It says the agreement can set rules for handling, payment, and dishonor. Presentment happens when the notice is received, and references to the item mean the notice.
businessesfinancial institutions
The statute, as written — Electronic presentment
(a) "Agreement for electronic presentment" means an agreement, clearing-house rule, or Federal Reserve regulation or operating circular, providing that presentment of an item may be made by transmission of an image of an item or information describing the item ("presentment notice") rather than delivery of the item itself. The agreement may provide for procedures governing retention, presentment, payment, dishonor, and other matters concerning items subject to the agreement. (b) Presentment of an item pursuant to an agreement for presentment is made when the presentment notice is received. (c) If presentment is made by presentment notice, a reference to "item" or "check" in this article means the presentment notice unless the context otherwise indicates.
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