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HRS §490:4-203

Who can give instructions to a collecting bank

This section says that only the person who gives a check or payment item to a collecting bank can give instructions about it. The bank is not responsible to earlier parties for following those instructions or its agreement with that person.

financial institutions

The statute, as written — Effect of instructions

Subject to article 3 concerning conversion of instruments (section 490:3-420) and restrictive indorsements (section 490:3-206), only a collecting bank's transferor can give instructions that affect the bank or constitute notice to it, and a collecting bank is not liable to prior parties for any action taken pursuant to the instructions or in accordance with any agreement with its transferor.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

Sections this one refers to

§490:3-206 When a check or note says who can get paid

§490:3-420 When a check or other instrument is converted

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.