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HRS §490:4-404

When a bank can refuse to pay an old check

A bank does not have to pay a check that is more than six months old, unless it is a certified check. However, if the bank does pay such an old check in good faith, it can take the money from your account.

The statute, as written — Bank not obligated to pay check more than six months old

A bank is under no obligation to a customer having a checking account to pay a check, other than a certified check, which is presented more than six months after its date, but it may charge its customer's account for a payment made thereafter in good faith.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.