HRS §490:9-327
Who gets paid first from a bank account when lenders disagree
Read the official text at capitol.hawaii.gov ↗This section sets rules for deciding which lender has first claim to money in a bank account when more than one lender has a security interest in it. Generally, the lender who controls the account wins, and the bank itself has top priority unless another lender got control in a specific way.
creditorsdebtorsfinancial institutions
The statute, as written — Priority of security interests in deposit account
A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.
The following rules govern priority among conflicting security interests in the same deposit account: (1) A security interest held by a secured party having control of the deposit account under section 490:9-104 has priority over a conflicting security interest held by a secured party that does not have control. (2) Except as otherwise provided in paragraphs (3) and (4), security interests perfected by control under section 490:9-314 rank according to priority in time of obtaining control. (3) Except as otherwise provided in paragraph (4), a security interest held by the bank with which the deposit account is maintained has priority over a conflicting security interest held by another secured party. (4) A security interest perfected by control under section 490:9-104(a)(3) has priority over a security interest held by the bank with which the deposit account is maintained.
Sections this one refers to
§490:9-104 When a lender controls a bank account
§490:9-314 How to perfect a security interest by control
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.