HRS §501-116
Registering a mortgage on registered land
If you own an interest in registered land, you can mortgage it. The mortgage and any related documents (like assignments or discharges) only affect the property's title once they are registered. Until registration, they don't take effect on the title.
borrowerslandownersmortgage lenders
The statute, as written — Mortgage registration necessary
The owner of any interest in registered land may mortgage the interest by executing a mortgage thereof. Such a mortgage may be assigned, extended, discharged, released in whole or in part, or otherwise dealt with by the mortgagee by any form of instrument sufficient in law for the purpose. Except as provided in part II, the mortgage, and all instruments assigning, extending, discharging, and otherwise dealing with the mortgage, shall be registered and shall take effect upon the title of the mortgaged property only from the time of registration.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.