HRS §560:2-607
Inherited property stays mortgaged unless the will says otherwise
If you inherit a specific piece of property that has a mortgage, you get it with the mortgage still on it. The estate does not have to pay off the mortgage just because the will says to pay debts in general.
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The statute, as written — Nonexoneration
A specific devise passes subject to any mortgage interest existing at the date of death, without right of exoneration, regardless of a general directive in the will to pay debts.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.