HRS §657D-33
How to apply for policy protection and what happens next
This section explains how a homeowner can apply for protection under this law. A simple signed note identifying the policy and insurer is enough to start. Once the insurer gets the application, they must report to the insurance commissioner, and the policy is automatically changed to follow this law.
homeowners
The statute, as written — Form of application; reports to insurance commissioner by insurer; policy deemed modified upon application for protection
Any writing signed by the insured and identifying the policy and the insurer, and agreeing that the insured's rights under the policy are subject to and modified by this part, shall be sufficient as an application for the benefits of this part, but the insurance commissioner may require the insured and insurer to execute other appropriate forms. Upon receipt of the application of the insured, the insurer shall furnish such report to the insurance commissioner concerning the policy as shall be prescribed by rules adopted under chapter 91. When an insured has applied for protection under this part, the policy is deemed to have been modified to conform to the provisions of this part.
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