HRS §663-24
How advance insurance payments affect policy limits
Read the official text at capitol.hawaii.gov ↗This section says that when an insurance company pays money early on a claim for someone it insures, that payment does not raise the policy's coverage limit. The early payment is subtracted from what the company still owes on that same claim.
The statute, as written — Effect on insurance.] No advance payment made by an insurance company on behalf of an insured shall increase the limits of liability of the insurance company under any existing policy of insurance, an
A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.
d the amount of any advance payment made in respect to any claim shall be credited against any obligation of the insurance company in respect to said claim.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.