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HRS §667-38

No deficiency judgment against owner-occupants

After a nonjudicial foreclosure of a home, the lender or other person (but not an association) cannot get a deficiency judgment against the owner-occupant unless the loan is also secured by other collateral. Other lien creditors' debts are not affected except as this part says.

creditorshomeownersmortgage lenders

The statute, as written — Deficiency judgment against owner-occupant prohibited

Upon completion of the nonjudicial foreclosure of residential property pursuant to this part, the mortgagee or other person, excluding an association, shall not be entitled to pursue or obtain a deficiency judgment against an owner-occupant unless the debt is secured by other collateral. The debts of other lien creditors are unaffected except as provided in this part.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.