HRS §667-38
No deficiency judgment against owner-occupants
Read the official text at capitol.hawaii.gov ↗After a nonjudicial foreclosure of a home, the lender or other person (but not an association) cannot get a deficiency judgment against the owner-occupant unless the loan is also secured by other collateral. Other lien creditors' debts are not affected except as this part says.
creditorshomeownersmortgage lenders
The statute, as written — Deficiency judgment against owner-occupant prohibited
A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.
Upon completion of the nonjudicial foreclosure of residential property pursuant to this part, the mortgagee or other person, excluding an association, shall not be entitled to pursue or obtain a deficiency judgment against an owner-occupant unless the debt is secured by other collateral. The debts of other lien creditors are unaffected except as provided in this part.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.