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HRS §667-4

Who can defend a foreclosure action

This section says that the person who took out the mortgage, or any later mortgage holder, can defend against a foreclosure lawsuit. They can bring up any legal or fair reason why the mortgage should not be enforced.

borrowersmortgage lenders

The statute, as written — Defenses

The mortgagor, or any subsequent mortgagee, may defend the action for foreclosure, and may show any matter in legal or equitable avoidance of the mortgage. [CC 1859, §1234; RL 1925, §2890; RL 1935, §4723; RL 1945, §12423; RL 1955, §336-4; HRS §667-4; am L 1972, c 90, §9(d)]
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.