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HRS §667-74

Dispute resolution required before foreclosure sale

Read the official text at capitol.hawaii.gov ↗

Before a public sale of a home where the owner lives in it, the lender must take part in a dispute resolution program if the owner chooses. The goal is to try to reach an agreement to avoid foreclosure or reduce harm if foreclosure cannot be avoided.

homeownersmortgage lenders

The statute, as written — Availability of dispute resolution required before foreclosure

A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.

Before a public sale may be conducted pursuant to section 667-25 for a residential property that is occupied by an owner-occupant, the foreclosing mortgagee , at the election of the owner-occupant, shall participate in the mortgage foreclosure dispute resolution program under this part to attempt to negotiate an agreement that avoids foreclosure or mitigates damages in cases where foreclosure is unavoidable.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

Sections this one refers to

§667-25 When and where a foreclosed property is sold at auction

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.