HRS §286-139
Insurance discounts for good driving records
Read the official text at capitol.hawaii.gov ↗Insurance companies can choose to give lower rates to people with good driving records. This section allows, but does not require, such discounts. It does not set any specific rules or amounts.
everyone
The statute, as written — Preferred insurance rate
A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.
Insurers may provide preferential insurance rates to those persons who have favorable records to their credit.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.