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HRS §286-139

Insurance discounts for good driving records

Insurance companies can choose to give lower rates to people with good driving records. This section allows, but does not require, such discounts. It does not set any specific rules or amounts.

everyone

The statute, as written — Preferred insurance rate

Insurers may provide preferential insurance rates to those persons who have favorable records to their credit.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.