HRS §287-31
When you must pay back your car insurance company
Read the official text at capitol.hawaii.gov ↗This section lets your car insurance policy include a rule that you must repay the company for any payment it made that it would not have had to make except for this law. It also allows the policy to share the cost of a claim with other valid insurance you have.
borrowers
The statute, as written — Reimbursement of insurer; proration of insurance
A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.
Any motor vehicle liability policy may provide that the insured shall reimburse the insurance carrier for any payment the insurance carrier would not have been obligated to make under the terms of the policy except for this chapter. Any motor vehicle liability policy may provide for the prorating of the insurance thereunder with other valid and collectible insurance.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.