HRS §412:10-102
Credit unions do not need capital stock or minimum funds
Read the official text at capitol.hawaii.gov ↗A credit union is not allowed to have capital stock, and it does not have to meet any minimum paid-in capital or surplus requirement. This means credit unions operate differently from regular companies that sell shares.
The statute, as written — Capital stock or surplus
A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.
A credit union shall have no capital stock, and shall have no minimum paid-in capital or surplus requirement.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.