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HRS §412:10-102

Credit unions do not need capital stock or minimum funds

A credit union is not allowed to have capital stock, and it does not have to meet any minimum paid-in capital or surplus requirement. This means credit unions operate differently from regular companies that sell shares.

The statute, as written — Capital stock or surplus

A credit union shall have no capital stock, and shall have no minimum paid-in capital or surplus requirement.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.