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HRS §412:10-115

Who can approve loans at a credit union

If the credit union's bylaws allow it, the board can hire a credit manager instead of or along with a credit committee. The credit manager works under the president and can approve or reject loan applications following board rules.

borrowers

The statute, as written — Credit manager

If the bylaws provide, the board of directors may appoint a credit manager in addition to or in lieu of a credit committee, subject to the direct supervision of the president of the credit union. The president may also be the credit manager. The credit manager may approve or disapprove loan applications, subject to written policies established by the board of directors.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.