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HRS §412:10-406

Paying off a loan early without penalty

A credit union member can pay back a loan before it is due, either all at once or in part, on any business day. There is no extra charge for doing this early.

borrowers

The statute, as written — Prepayment of loan

A member may repay a loan, prior to maturity in whole or in part on any business day without penalty.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.