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HRS §412:13-211

Foreign banks must tell customers deposits are not insured

A foreign bank with a Hawaii branch or agency must tell customers, in a way the banking commissioner sets, that deposits and credit balances are not insured by the FDIC. This rule does not apply to a branch that is already insured and belongs to a bank from a U.S. territory.

financial institutions

The statute, as written — Disclosure of lack of deposit insurance

Each foreign bank that is licensed to establish and maintain a Hawaii state branch or Hawaii state agency, in a manner established by the commissioner by rule or order, shall give notice that deposits and credit balances in the branch or agency office are not insured by the Federal Deposit Insurance Corporation. The foregoing notice requirement shall not apply to an insured Hawaii state branch of a bank organized under the laws of any territory of the United States, Puerto Rico, Guam, American Samoa, or the Virgin Islands.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.