HRS §431:1-101
Insurance business must follow the law
You cannot run an insurance business in Hawaii unless you follow the insurance laws that apply to you. If you operate under a specific chapter (432), you only have to follow the rules that chapter says apply.
everyone
The statute, as written — Compliance required
No person shall transact a business of insurance in this State without complying with the applicable provisions of this code. Any person transacting a business of insurance under chapter 432 shall be subject to this code only to the extent provided in chapter 432.
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