HRS §431:10-225
Getting your insurance policy and a copy if someone else holds it
An insurance company must send or give your policy to you within a reasonable time after it is issued, as long as you have paid the premium. If your policy is given to a seller, mortgagee, or pledgee (like a bank or dealer) for a vehicle or aircraft you bought, that person must give you a copy or summary of the policy. The copy must show coverage, limits, premiums, and how long it lasts, and if it does not cover injury or property damage to others, that must be clearly stated on the copy.
buyerscreditorsdebtorsmortgage lenders
The statute, as written — Delivery of policy
(a) Subject to the insurer's requirements as to payment of premium, every policy shall be mailed or delivered to the insured or to the person entitled thereto within a reasonable period of time after its issuance. (b) In the event the original policy is delivered or is so required to be delivered to or for deposit with any seller, mortgagee or pledgee of any motor vehicle or aircraft, and in which policy any interest of the purchaser, mortgagor or pledgor in or with reference to such vehicle or aircraft is insured, a duplicate of the policy or memorandum setting forth the type of coverage, limits of liability, premiums for the respective coverages, and duration of the policy, shall be delivered by the seller, mortgagee or pledgee to each such purchaser, mortgagor or pledgor named in the policy or coming within the group of persons designated in the policy to be so included. If the policy does not provide coverage of legal liability for injury to persons or damage to the property of third parties, a conspicuous statement of such fact shall be printed, written or stamped on the face of the duplicate policy or memorandum.
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