HRS §431:10-231
Protecting insurance payouts from debts
Read the official text at capitol.hawaii.gov ↗Money you get from accident, health, or disability insurance, or from disability benefits added to life insurance or annuities, is protected from being taken to pay your debts. It is also protected from debts of the person who receives the money, as long as those debts existed before the money was available to them.
beneficiaries
The statute, as written — Exemption of proceeds; accident and health or sickness
A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.
The proceeds of all contracts of accident and health or sickness insurance and of provisions providing benefits on account of the insured's disability which are supplemental to life insurance or annuity contracts shall be exempt from all liability for any debt of the insured, and from any debt of the beneficiary existing at the time the proceeds are made available for the beneficiary's use.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.