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HRS §431:10A-134

Insurance must cover yearly STD and HIV tests

Health insurance policies in Hawaii, except for limited disease-only plans, must pay for yearly screenings for sexually transmitted diseases, including HIV and AIDS. The insurance company must reimburse doctors and health care providers for these tests.

everyone

The statute, as written — Human immunodeficiency virus and acquired immunodeficiency syndrome screening coverage

(a) Each policy of accident and health or sickness insurance issued or renewed in this State, except for policies that only provide coverage for specified diseases or other limited benefit coverage as described in section 431:10A-607, shall provide coverage for annual screenings for sexually transmitted diseases, including screenings for human immunodeficiency virus and acquired immunodeficiency syndrome. (b) Each accident and health or sickness insurer shall reimburse all costs associated with the coverage under subsection (a) to any physician or health care provider complying with this section.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.