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HRS §431:10C-201

Motor vehicle insurance rates must follow state rating rules

This section says that all motor vehicle insurance premium rates must follow the state's rating law, unless another part of this chapter says something different. It is a short rule that points to other rules.

everyone

The statute, as written — Motor vehicle insurance rates generally

Except as expressly provided in this part, all premium rates for motor vehicle insurance shall comply with the provisions of the rating law contained in article 14.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.