HRS §431:10C-209
How car insurance rates are checked and refunds ordered
Read the official text at capitol.hawaii.gov ↗The insurance commissioner must review car insurance rates using the rules in article 14, unless another part of this law says otherwise. If an insurance company makes too much profit, the commissioner must order the company to give the extra money back to policyholders.
The statute, as written — Rate administration
A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.
(a) Except as otherwise provided in this article, the commissioner shall implement and evaluate motor vehicle insurance rates in compliance with article 14. (b) The commissioner shall order insurers to rebate to policyholders any excessive profit realized by insurers from their operations.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.