HRS §431:10D-311
Crediting of dividends
This section says that for certain life insurance policies that pay dividends, the insurance company must add the dividend to your policy every year, starting no later than the fifth year of the policy.
everyone
The statute, as written — Crediting of dividends
An insurer shall credit annually beginning not later than the fifth policy year, any dividend arising under a participating industrial life insurance contract.
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