HRS §431:10D-401
Which life insurance policies this part covers
This part applies to most group and individual life insurance policies and certificates. It does not apply to variable life insurance, annuity contracts, credit life insurance, or policies with no illustrated death benefits over $10,000.
everyone
The statute, as written — Scope
This part shall apply to all group and individual life insurance policies and certificates except: (1) Variable life insurance; (2) Individual and group annuity contracts; (3) Credit life insurance; and (4) Life insurance policies with no illustrated death benefits for any individual exceeding $10,000.
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