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HRS §431:10G-108

Fines and penalties for breaking this law

Read the official text at capitol.hawaii.gov ↗

If you break this law, police can cite you, and you may face a fine, jail time, license suspension, or a mix of these. You can present a good faith defense, like not knowing or having proof of insurance. Some motorcycle or scooter riders are exempt from these penalties.

everyone

The statute, as written — Penalties

A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.

Any person who violates this article shall be subject to a citation by the police and shall be subject to a nonsuspendable fine of not less than $100 nor more than $1,000, thirty days imprisonment, a one year driver's license suspension, or any combination thereof, for each violation. Any person cited under this section shall have an opportunity to present a good faith defense, including but not limited to lack of knowledge or proof of insurance. The general penalty provision of this section shall not apply to: (1) Any operator of a motorcycle or motor scooter owned by another person if the operator's own insurance covers such driving; (2) Any operator of a motorcycle or motor scooter owned by that person's employer during the normal scope of that person's employment; or (3) Any operator of a borrowed motorcycle or motor scooter if the operator holds a reasonable belief that the subject vehicle is insured.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.