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HRS §431:10G-108

Fines and penalties for breaking this law

If you break this law, police can cite you, and you may face a fine, jail time, license suspension, or a mix of these. You can present a good faith defense, like not knowing or having proof of insurance. Some motorcycle or scooter riders are exempt from these penalties.

everyone

The statute, as written — Penalties

Any person who violates this article shall be subject to a citation by the police and shall be subject to a nonsuspendable fine of not less than $100 nor more than $1,000, thirty days imprisonment, a one year driver's license suspension, or any combination thereof, for each violation. Any person cited under this section shall have an opportunity to present a good faith defense, including but not limited to lack of knowledge or proof of insurance. The general penalty provision of this section shall not apply to: (1) Any operator of a motorcycle or motor scooter owned by another person if the operator's own insurance covers such driving; (2) Any operator of a motorcycle or motor scooter owned by that person's employer during the normal scope of that person's employment; or (3) Any operator of a borrowed motorcycle or motor scooter if the operator holds a reasonable belief that the subject vehicle is insured.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.