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HRS §431:10H-223

Commissioner may modify or suspend rules for long-term care policies

The insurance commissioner can change or pause a rule for a specific long-term care policy, but only after you ask in writing and a hearing is held. The change must help policyholders and meet one of three special situations, like a new approach or a community for seniors.

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The statute, as written — Discretionary powers of the commissioner

The commissioner may upon written request and after an administrative hearing, issue an order to modify or suspend a specific provision or provisions of this part with respect to a specific long-term care insurance policy or certificate upon a written finding that: (1) The modification or suspension would be in the best interest of the insureds; (2) The purposes to be achieved could not be effectively or efficiently achieved without the modification or suspension; and (3) One of the following conditions have been met: (A) The modification or suspension is necessary to the development of an innovative and reasonable approach for insuring long-term care; (B) The policy or certificate is to be issued to residents of a life care or continuing care retirement community or some other residential community for the elderly and the modification or suspension is reasonably related to the special needs or nature of the community; or (C) The modification or suspension is necessary to permit long-term care insurance to be sold as part of, or in conjunction with, another insurance product.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.