HRS §431:10H-402

Buying long-term care insurance for someone else

Read the official text at capitol.hawaii.gov ↗

This section says insurance companies must let you buy and pay for a long-term care policy covering yourself, your spouse or reciprocal beneficiary, and their parents and grandparents, including in-laws. The insurer can still check your health before selling the policy.

everyone

The statute, as written — Purchase of policy and payment of premiums on an individual's behalf

A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.

An insurer shall allow a person to purchase an individual or group long-term care insurance policy and pay the premiums for an individual or group long-term care insurance policy that covers the person, the person's spouse, or reciprocal beneficiary, as well as their parents and grandparents, and in-law parents and grandparents. Nothing in this section shall preclude an insurer from underwriting such a policy. [L 1999, c 93, pt of §2] DERIVATION TABLE OF ARTICLE 10H FROM THE NATIONAL ASSOCIATION OF INSURANCE COMMISSIONERS 1998 MODEL ACT OR REGULATIONS 1998 NAIC ACT § 1998 NAIC REGULATION § HRS § 1 0 431:10H-101 2 0 431:10H-102 3 0 431:10H-103 4 0 431:10H-104 5 0 431:10H-105 6A 0 431:10H-106 6B 0 431:10H-107 6C 0 431:10H-108 6D 0 431:10H-109 6E 17 431:10H-110 6F 0 431:10H-111 6G 0 431:10H-112 6H 0 431:10H-113 6I to K 0 431:10H-114 7 0 431:10H-115 8 0 431:10H-116 9 0 431:10H-117 0 5 431:10H-201 0 6A 431:10H-202 0 6B 431:10H-203 0 6C 431:10H-204 0 6D 431:10H-205 0 6E 431:10H-206 0 6F 431:10H-207 0 7A 431:10H-208 0 7A 431:10H-209 0 7B 431:10H-210 0 8A 431:10H-211 0 8B 431:10H-212 0 8C 431:10H-213 0 8D 431:10H-214 0 8E 431:10H-215 0 8F 431:10H-216 0 8G 431:10H-217 0 9 431:10H-218 0 10 431:10H-219 0 11 431:10H-220 0 12 431:10H-221 0 13 431:10H-222 0 15 431:10H-223 0 16A 431:10H-224 0 16B 431:10H-225 0 17 431:10H-226 0 18 431:10H-227 0 19 431:10H-228 0 20A, 20B 431:10H-229 0 20C 431:10H-230 0 21 431:10H-231 0 22 431:10H-232 0 23 431:10H-233 0 24 431:10H-234 0 25 431:10H-235 0 26 431:10H-236 0 0 431:10H-301 0 0 431:10H-302 0 0 431:10H-303 0 0 431:10H-304 0 0 431:10H-401 0 0 431:10H-402

Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.