HRS §431:12-112
Rules for mass insurance sales and underwriting
This section lets the insurance commissioner check a mass merchandising plan and its rules when asked in writing. It also says underwriting standards for these plans cannot be stricter than standards for other insurance sales.
The statute, as written — Underwriting standards
Every plan of mass merchandising and all rules and standards applicable to mass merchandising of insurance shall be subject to audit by the commissioner upon written request to the insurer. No underwriting standard for risk selection under a mass merchandising plan shall be more restrictive than the standards used for insurance sold by methods other than mass merchandising.
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