HRS §431:14-105

Filing policy changes that affect coverage

Read the official text at capitol.hawaii.gov ↗

This section says that any insurance policy change affecting coverage must be filed with the insurance commissioner, along with an analysis of its impact on rates or costs. After review, the commissioner decides whether a separate rate filing is required.

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The statute, as written — Policy revisions that alter coverage

A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.

(a) Any policy revisions that alter coverage in any manner shall be filed with the commissioner and shall include an analysis of the impact each revision has on rates or loss costs. (b) After review by the commissioner, the commissioner shall determine whether a rate filing for the policy revision must be submitted in accordance with section 431:14-104.

Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.