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HRS §431:21-109

What insurance coverages the plan must offer

This section says that any property that qualifies for the state's insurance plan can get a standard fire policy and extended coverage. The association must offer extra coverages if the insurance commissioner tells it to or approves them. It cannot provide hurricane coverage.

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The statute, as written — Insurance coverages available under plan

All properties qualifying for coverage under the plan of operation shall be eligible for the standard fire policy and extended coverage endorsement. The association shall provide additional coverages when directed by the commissioner or when approved by the commissioner. Nothing in this section shall be construed as authorizing the association to provide hurricane coverage.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.