HRS §431:3-108
What a reciprocal insurer is
Read the official text at capitol.hawaii.gov ↗A reciprocal insurer is a group of people who are not a corporation. They work together through a shared agent to insure each other. This section just defines the term.
everyone
The statute, as written — Reciprocal insurer
A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.
A reciprocal insurer means an unincorporated aggregation of subscribers operating individually and collectively through an attorney-in-fact common to all such persons to provide reciprocal insurance among themselves.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.