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HRS §431:3-216

When the state must take away an insurer's license

This section lists situations where the insurance commissioner must suspend, revoke, or refuse to renew an insurer's license. These include financial shortfalls, failing to fix them, losing qualifications, or knowingly acting beyond legal powers. It does not cover other possible reasons for license actions.

The statute, as written — Mandatory refusal, suspension or revocation provisions

The commissioner shall suspend, revoke, or refuse to extend an insurer's certificate of authority in addition to other grounds in this code, if the insurer: (1) Is a domestic stock insurer and has assets less in amount than its liabilities, including its capital stock less amounts required for the class of insurance or combination of classes of insurance as a liability, and has failed to make good such deficiency as required by the commissioner. (2) Is a domestic mutual or domestic reciprocal insurer, and fails to make good a deficiency of assets as required by the commissioner. (3) Is a foreign or alien insurer and no longer qualifies or meets the requirements for the authority. (4) Knowingly exceeds its charter powers or its certificate of authority.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.