HRS §431:3A-301
When a company can share your private financial information
This section says a company cannot share your private financial information with outside companies unless it first tells you, gives you a chance to say no, and you do not say no. If the company breaks this rule, it cannot share any of your information at all. You can also choose to opt out of sharing only some information or with only some companies.
everyone
The statute, as written — Limits on disclosure of nonpublic personal financial information to nonaffiliated third parties
(a) Except as otherwise authorized under this article, a licensee may not disclose, directly or through any affiliate, any nonpublic personal financial information about a consumer to a nonaffiliated third party unless: (1) The licensee has provided to the consumer an initial notice as required under section 431:3A-201; (2) The licensee has provided to the consumer an opt out notice as required under section 431:3A-204; (3) The licensee has given the consumer a reasonable opportunity, before it discloses the information to the nonaffiliated third party, to opt out of the disclosure; and (4) The consumer does not opt out. (b) A licensee shall comply with this section, whether or not the licensee and the consumer have established a customer relationship. If a licensee fails to comply with this section, the licensee may not disclose, directly or through any affiliate, any nonpublic personal financial information about a consumer that the licensee has collected, whether or not the licensee collected it before or after receiving the direction to opt out from the consumer. (c) A licensee may allow a consumer to select certain nonpublic personal financial information or certain nonaffiliated third parties with respect to which the consumer wishes to opt out.
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