HRS §431:4-407

Changing the rules of a reciprocal insurer

Read the official text at capitol.hawaii.gov ↗

This section says that any changes to the subscribers' agreement or the power of attorney of a domestic reciprocal insurer must be made together by the attorney and the subscribers' advisory committee. The change cannot apply to past time or to insurance contracts issued before the change, and it only takes effect after the insurance commissioner approves it.

attorneys

The statute, as written — Modifications

A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.

Modification of the terms of the subscribers' agreement or of the power of attorney of a domestic reciprocal insurer shall be made jointly by the attorney and the subscribers' advisory committee. No modification shall be effective retroactively, nor as to any insurance contract issued prior thereto, nor shall it be effective until approved by the commissioner.

Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.