HRS §431:4-410

When a policy starts for a reciprocal insurer

Read the official text at capitol.hawaii.gov ↗

A policy that an original subscriber applies for takes effect at the same time the reciprocal insurer gets its certificate of authority. This section sets the start time for such policies.

The statute, as written — Policies effective

A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.

Any policy applied for by an original subscriber shall become effective concurrently with the issuance of a certificate of authority to the reciprocal insurer.

Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.